Traditional gateways penalize sub-$20 transactions with flat $0.30 to $0.50 fees. Parrot settles directly on Solana wallet-to-wallet with zero monthly subscription fees and zero chargeback costs.
You keep: $4.9975
You keep: $4.55
You keep: $4.25
No surprise fees, no hidden tiers, no lock-in.
Funds land in your verified Solana wallet, never in our bank.
Crypto transfers are final. Friendly fraud and chargeback fees are eliminated.
Supports both browser wallets (Phantom, Solflare) and programmatic Keypairs.
Test with free devnet USDC without restrictions or billing limits.
Drop-in integration for Next.js, Express, Hono, and Fastify.
Automatic exponential retry queue guaranteeing reliable fulfillment.
Traditional card gateways pay card networks (Visa/Mastercard), issuing banks, acquiring banks, and interchange fees. Parrot settles on Solana USDC, where network transaction fees are fractions of a cent (~$0.0005). We don't have to carry credit risk, interchange fees, or chargeback insurance reserves.
An agent makes an HTTP POST request to `/api/checkout/:id` with its public key. Parrot returns an atomic transaction. The agent signs it in-memory with its local private keypair and broadcasts it to Solana. There are no CAPTCHAs, no SMS OTPs, and no human interventions needed.
Never. Parrot is 100% non-custodial. When connecting your wallet, you sign an Ed25519 cryptographic challenge to prove ownership of your address. Payments route directly from the payer's wallet to your payout address in the exact same atomic transaction that sends the 0.05% fee to our treasury.